– Alright, you’re gonnalaugh when I say this, but I’ve been a financialadvisor for 16 plus years, and even some of my biggest months where I took home some pretty fat checks, that still doesn’t compare to the day that I made my first $100 online. I know it sounds weird,but it is the truth. There was something aboutgetting a check from Google, getting my first GoogleAdSense check in the mail that just blew me away, ’cause it was like I made money on the internet. I just, it blew me away. Even though I was making sixfigures as a financial advisor, making that first $100 online was a game-changing moment for me.- Yes, that’s awesome. – And it began an amazing journey that I am just so grateful for. But today, what I wanna share with you is, not just that first $100, I wanna share 21 ways thatI have made $100 online, because I wanna show youthat if you’re interested in making $100 on theside, if you’re interested in making $100 using onlinestrategies, it is possible, and that’s what we’regoing to look at today. So let’s find out whatthese 21 ways are right now. (upbeat music) Alright, before I tellyou about these 21 ways I’ve been able to make $100 online, I feel like I should probablygive you some context first.So, if you’re new to the YouTube channel, my name’s Jeff Rose, been a financial plannerfor over 16 years. About 10 years ago, I started a blog. When I started this blog, itwas purely a marketing tool for my financial planning practice. I didn’t know anythingabout online marketing, I didn’t know anything about SEO, search engine optimization. I was not, I didn’thave a Facebook account, was not on Twitter, didn’teven have MySpace at the time. – I have 100,000 friends on MySpace. Yes. (crowd laughs) Isn’t that great? I have so many friends on the computer. – I was oblivious to the fact that you could make money online. Luckily, I met a few mentors along the way that showed me that I couldmake, not just $100 online, that I could make afull-time living offline, even more than I would make from my financial planning practice, but I was still justtrying to accept the fact that I could make extra money on the side. And to make that first $100was, like as I mentioned, it just was such a mindset shift for me, because the only waythat I knew to make money was to go out and get new clients.Like, that’s the only waythat anyone ever told me, anybody ever taught me. So to be introduced toa whole new concept, a whole new world, I was just dancing. (“Never” by Moving Pictures) (laughing) I was just woo! I was excited. Anyway, sorry, little too excited. But what I want to showyou today is the 21 ways that I’ve been able tomake at least $100 online. But here’s the crazy thing isthat, yes I’m sharing 21 ways, but these aren’t theonly 21 ways that exist, because I have so manyother friends that are in the online space thatare making a killing, and they are utilizing other methods that I’m not even sharing in this 21 ways.So, that is the beauty ofhaving an online business, is that you have so manyoptions, so much freedom, so much flexibility tokinda just go the direction that you are best-suited for, that you are just engaged with, that you understand,and that you just enjoy. Before I get onto thattangent, we’re gonna talk about what these 21 ways are right now. Right, the first one as Imentioned is Google AdSense. So when I started my blog,I had a lot of restrictions because I was a financial advisor.Had to change up the way thatI was structured later on, but initially, the onlything I could really do was Google AdSense. So Google AdSense, you set upa free account with Google, they’ll give you the codethat you copy and paste, and you put that into your website, and basically Google does the rest. So when I finally addedGoogle AdSense to my blog, the blog had been alive, had been going for about six months.So I had six months ofcontent before I even put any ads there to begin with. And after posting the ads, after copying and pasting that code from Google AdSense, I was able to get my first $100 payout. I believe it was in about three months, maybe four months, from there. So we’re talking, I wasblogging for nine months before I made that first $100 check.Now, I have a lot of people that have commented on other videos. I have another video whereI’m talking about how to make that first $1,000 online ifyou wanna check that out. But I get a lot of comments on that video, asking how did you get $100. How’d you make so muchwith Google AdSense? Other than the content that I was hosting, you also have to realize that I am in the personal finance, investing niche, so the advertising partners, they’re willing to pay a lot more. Investment firms, banks,they’re willing to pay a little bit more than if you were in like the food niche or the fashion niche. So, I think that’s one ofthe reasons why I was able to get that first $100 from Google AdSense so quickly compared to others that have other blogs in different niches. Alright, the second wayI was able to make $100 was via text links. So what exactly is a text link? So all a text link is, ifyou’re ever reading an article, doesn’t matter if it’s on ablog, an online newspaper, wherever, and if there isa link inside that post, inside that article thatlinks out to another article, that is a text link.So, what I didn’t realizeis that there are tons of companies that were willing to pay to get a link back to their site. And they’re willing to pay$100, $200, $500, up to $1,000, maybe even more, dependingon what that niche was. So in the beginning, I didn’t really know, like about text links, andwhen somebody was willing to pay me $100 for me to link out to them, I was like okay, sure,I’ll link out to you.It’s a hundred bucks. Pay me! Pay me my $100. Now what I didn’t realize is that that is against Google’s terms of service, and, if they were to learn ofthat, if you’re doing that on a consistent basis, yoursite is going to get banned. They’re going to block you, you’re going to get hit hardcore. I’ve seen a lot of peoplethat build businesses on selling text linksor selling text links on their blogs and on theirsites, and they got demolished in Google to where basicallytheir site was blacklisted. So that is not a long-term strategy, but it is a way that, if you have a blog, and you have content, thereare advertising partners that are willing to payyou to link out to them. I wouldn’t do that a lot, butyou could do it ever so often to make a little extra money on the side.The third way was via a sponsored post. So this is similar to a text link, but it’s a little bit more legit in the sense that you actuallyare telling your readers, you’re telling Google, thatthis is a sponsored post. Typically there are backlinks to the company that is sponsoring that post. And these companies arewilling to pay you a good, fair amount of money tohave a sponsored post published on your site. In the beginning, I thinkI was making anywhere between $100 and $200for a sponsored post, and I just kept jacking up my rates because I thought, you know what, if people are willing to pay it, I’m going to deposit that check. So I went from like $200to $300 to $500 to $1,000 to where now we don’tpublish a sponsored post on our site unless they’repaying at least $5,000 or more depending on who that company is.Now the one thing about sponsored posts is that you wanna makesure that it is a company that you believe in,that your values align, ’cause if you’re just publishing content that’s sponsored by a companythat you don’t even use that you don’t even know anything about, like your readers, your community, they’re going to backlash on you. I mean, they’re gonna come after you, because they know exactlywhat you’re doing. I think in this worldsponsorships are great, right? Some of our favoriteathletes are sponsored.Sponsors have a place in the marketplace. But just make sure thatwhoever that sponsor is, like I said, it’s a companythat you know about them, you believe in their values,you know what they offer. Don’t just be addingsponsored content to companies that you don’t even knowhow to pronounce their name. Number four is affiliate marketing. Now, affiliate marketingis, by far, one of the most lucrative ways that youcan make money online. When I was finally ableto restructure my business and start adding affiliates to my blog, that’s when I saw my incomeincrease exponentially. So, for my blog, affiliatescould be online brokerages, online banks, any sortof investment places, insurance places. So these types of companiespay very good money if you are an affiliate for them. I can remember my incomealmost doubling in less than three months when Iwas able to add affiliates on top of the Google adsthat I had on my blog. It was just mind-blowing. But affiliates is anotherway that you can make money on your site, on your blog, andone of the ways I made $100.In fact, there are some companies that will pay you $100 for a conversion. We’re talking one conversion. If you get one person tosign up for that product or that service, and you get paid $100. Like, you just got that$100 off that one person. That’s what I’m talkin’ ’bout. Yes! Yes! Number five is display ads. Now, display ads are verysimilar to Google ads, Google AdSense, but thedifference with Google ads is that typically the readerhas to click on that ad for you to make money. So the person actually has to take action and click on that link. If they don’t click,typically you don’t get paid. So with display ads, thisis typically another company that is running, I wouldthink of it as like billboards that you see on the side of theroad or side of the highway.So these are display ads,online billboards, on your site. So with display ads, you’renot getting paid for the click, you’re getting justfor the number of times that that ad is displayed. So if you get people tovisit your site over and over and over again, you’regetting paid for that ad to be showed to them. They don’t have to click it,they don’t have to do anything, they just have to see it. So the more traffic youget, more you’re gonna make with display ads. Number six is writingarticles or writing blog posts for other sites, otherwiseknown as freelance writing. So, the reason I wantedto do freelance writing was I wanted to write forbigger sites than mine. I wanted to grow my readership. I wanted to grow my online brand and just get my name out there. So I was willing towrite for another site, as long as they were bigger than mine and they’re willing to pay me for it. So, one of the firstsites that I wrote for was a much bigger site,and they were willing to pay me $150 an articleto write for them.Now, at the time, $150wasn’t a lot of money, it was more about justincreasing the brand, increasing online awarenessof what I was up to, of my site, and getting thosecoveted back links to there. But, as you can see, youcan get paid to write. And I know freelancewriters that are making more than $150 an article. They’re making $500, $1,000,sometimes a couple thousand dollars just to write one article. In fact, I know of a bloggerthat is a freelance writer. She does this full-time, andshe makes over six figures a year just writing for other sites. That’s all she does. Her name is Holly Johnson,you can check out her course where she talks about howyou can make six figures becoming a freelance writer. And she’s not the only one that I’ve known that’s been able to do this. You can make a killing writing for others. Just writing content, writing blog posts. It can be done. It’s amazing. Number seven was getting newclients for the practice. As I mentioned, when I started this blog, the whole point for mewas to get new clients for my financial planning practice.But, to get new clients, Imean, typically, if you are marketing yourself, you havereferrals, you can do seminars, you can do cold calling, youcan do traditional advertising in a newspaper or radio ads. Trust me, I have tried them all. But the cool thing was startingthis blog was, guess what. I was getting new clientsthat were coming to my site. So, if you have some sortof service-based business, and you have a blog, you have a way to market yourself online,you can get new clients.That’s why they call it online marketing. So if you’re a chiropractor,if you’re a fitness coach, if you’re a freelance writer,if you are an executive coach, whatever, a life coach,you can have a blog, produce content, and drivepeople, drive new clients back to your service-based business. Number eight is coaching. So in this case, I’m not talkingabout financial coaching. I’m talking about financialadvisors that were interested in learning how to becomeonline marketers like myself, that wanted to start ablog, that wanted to utilize online marketing to grow their practice. And, even though they didn’t know me, they discovered me because of Twitter, because other people sharing my content, so they wanted to reach out to me, and understand how I did what I did. So, initially, I startedjust taking these calls and answering all their questions.And I would sometimes talk tothese people for 30 minutes, 45 minutes, an hour, becauseI enjoyed it so much. But then it came to the pointwhere I just didn’t have any extra time in the day,and I couldn’t just sit on the phone talking to complete strangers that I didn’t even know ifthey were gonna take action in the information I was giving them. So I started charging aconsulting fee or a coaching fee. And, initially, it startedoff at $100 an hour, went up to $200, went up to $500, then it went to over$1,000 an hour for my time.So if you are an expert in some niche, people are reaching out toyou, if they are texting you, if they are Facebook messaging you, and they want to quote pick your brain, it is time to startcharging them some sort of coaching or consulting fee, because picking yourbrain is just another way of saying is that, I want free information and I don’t wanna pay you for it. You deserve to get paid. Start off charging at least $100 an hour and get what you are paid. Get what you are paidand what you deserve. Alright, number nine is selling leads. So, for me, how this all started was, I started a second site calledlifeinsurancebyjeff.com, and the whole point there wasto get life insurance leads that I and my junioradvisor in my practice would sell them online.So we were generating leads. It got to a point wherewe had so many leads that we couldn’t handle them all. So upon further researchand just a few strategic connections, I found thatthere were insurance companies that were willing to pay for these leads. And they would payanywhere between $35, $50, on up to $100 per lead, andit just opened my eyes again that look, here we go. We have another way that we can monetize online business, online marketing. So with that, I also realizedthat there are other companies that are willing to payfor auto insurance leads or medicare leads. It’s just crazy thepotential that is out there. But, I was able to make $100,at least a hundred dollars, just by selling leads for those interested in buying life insurance, andthen it just grew from there. Alright, number 10 is digital product. Now this is something thatI do not have a lot of.I actually only havetechnically two digital products I’ll talk about number 11,the next one, here next. So, digital products for me. The only digital product I have right now, and that will soon change, is if you join my Make $1K Challenge, whereI show you how to start a blog and get set up to make yourfirst $1,000 from blogging. You can check that out,make1kchallenge.com. So if you sign up forthat free email challenge, I have a $7 upgrade that is some PDFs, a behind-the-scenes video of one of my top affiliates, and that is $7. So like, that is my digital product. It’s a $7 product. Woo! But here’s the cool thingis that I set that thing up over a year ago, it mighteven be two years ago now, and it still makes me between $1,500 and $2,000 a month passively. Yes, passively.I don’t do anything withit. It’s pretty crazy. And why it’s the onlyproduct I have, I don’t know. That is for another video. Anyway, it makes yourealize how much money you’re leaving on the table sometimes. One day I’ll figurethat out when I grow up. So, digital product could be a PDF, it could be a email course, itcould be a variety of things, it could be a video series. There are tons of digitalproducts out there. Another digital product, whichI have is an online course.And as of right now, Ionly have one of these, and that will also change. So, for me, my online courseis called The Online Advisor Growth Formula, and this ismy step A to Z on how I grew my online brand usingonline marketing to grow my financial planning practice. My target client herewas financial advisors, and I’ve had people willing to pay on up to $3,500 for the top packageto be a part of this course. So when you see other YouTubersand other content marketers that are selling courses,like it is a legit business. Just make sure that you deliver the goods, ’cause if you pay top-dollar for a course and all you deliver is crap, you’re going to losestreet cred pretty quick. So make sure that you bring,you bring the good stuff. Make sure you bring it. Number 12, we’re gonna kindago back to a little bit more traditional here,going back to me being a financial planner, butnumber 12 was investment gains and dividends from my online investments. So, like anybody out there, you can set up an online account, you canstart buying ETFs, you can start buying stocks, you canstart trading mutual funds.Wouldn’t actually trade mutualfunds, more like stocks. But anyway, you get the point. So I’ve been able to make atleast $100 off capital gains, off dividends on some of my stock and mutual fund and ETF investments. In fact, you can actuallywatch another video where I talk about how I was able to make over $100,000 tax free usinga little-known strategy, kinda called the Roth IRAconversion, but anyway. Kinda give it away. You can go check out that video so you can learn more about it. Now, as much as I love online business and I believe you should startsome sort of online business, obviously since I’m doing this video, I also think it’s veryimportant to have traditional investments as part of youroverall investment strategy. So, if that’s mutual funds,ETFs, individual stocks, whatever that is, I thinkyou need to have it, and there’s so many differentonline options nowadays that you have zero excuses. So if that is at Ally Financial, E Trade, TD Ameritrade, apps likeRobinhood or Acorns. There are so many differentinvestment options that I’m tired of excuses. Go out and invest.Rant over. Alright moving on, soanother way I’ve been able to make $100 online isutilizing peer-to-peer lending. And I talk about peer-to-peer lendings, especially Lending Clubin a few other videos. You can go check those out. Peer-to-peer lending I won’tget on a soapbox about it, but it is another waywhere, instead of people going to the bank to get a loan, now they are going to us, fellow peers, to invest into microloans.So, basically you arecrowdfunding different loans for different people allacross the United States. Pretty cool strategy, makes you more than you’re gonna make at a local bank. Check out those videos if youwanna learn more about it. The next strategy I’ve beenable to make $100 online is crowd-funding real estate investing. So there are a lot ofdifferent companies out there. The one that I have started with and still like to this day is Fundrise. So at Fundrise, all youhave to do is add money to the account and then theFundrise team will take care of those investment strategies. So they have commercial,they have housing, they have it all, and theymanage those properties for you, and then they pay you the dividend, pay you the interest, on that. For those that want toget started investing into real estate but don’tknow how, don’t know, they’re a little scared,they’re a little bit skittish to get started, utilizinga company like Fundrise to get your feet wet I thinkis an amazing strategy. It is super simple.You can start an investmentaccount with as low as $500 with them, like it is so cheap. It’s ridiculous how easy it is. So that is another option, another option that has made me $100 online. If you’re wondering why Istopped saying the number of what option we’re on,it’s because I forgot. I don’t know where we’re at right now, and I hope that my video editorknows what number we’re on, because I don’t, okay, moving on. For the next one, issponsored social shares. So, similar to sponsored posts, now we’re just talking abouthaving a sponsor pay you to share something about themon your social media channel.So this could be onFacebook, Instagram, Twitter. Whoever this company is,they’re willing to pay, as you, the influencer, toshare about their product. Now, I don’t do a lot of this. I have done some. But my wife, she getspaid pretty good money just to talk about homefurnishings, like couches and rugs and kids’ clothes. Like, it’s just, it’s almost funny to me what people will pay,and you get free product. You just really can’t lose. And this is such a lucrative business. Like it is so crazy. Obviously you have the Kardashians that are sharing everything. They’re getting paid, trustme, they’re getting paid. They’re getting paid a lot of money just to talk about somestupid drink or an outfit or whatever they’re sharing.But it’s even crazier whenit comes closer to home. So you can check out theMinority Mindset YouTube channel where he shares that he was offered $150 just to share about somecryptocurrency company that he didn’t evenunderstand what they did, or how they made money, but even still, they were willing to payhim $150 just to share about their company. Now, he didn’t do itbecause he didn’t believe in that company, the valuesdidn’t align with him.Good job for that, becausehow hard would that be to turn down, 150 g’sjust to share something. But, if you have a platform,if you have an audience, there are people willingto pay you just to share on your social media channel. Alright, another one that mywife takes full advantage of almost on a daily basisis she sells stuff online. Now, usually this is our stuff. So this is stuff that we havehad that we no longer use, and she’s been usingprivate Facebook groups to unload this stuff. Now we donate a lot, butsome of our nicer things that we know still are ingood condition and we can get some of our money back, wejust post into different Facebook groups, somebodycomes to pick it up, and phew, it’s gone.And we made a little bit of money. And the funny thing was that we just sold this China hutch thing, Idon’t even know what it was, but it was actually somethingthat she received as part of a sponsorship a couple years ago. We don’t need it anymore and somebody was willing to pay us for it. I don’t know if that’sdouble-dipping or not, but either way, it’s a win-win for us. So that’s just another waythat you can make $100. Yay! Anyway, 17 is physical products. So, if you’ve been watchingall the YouTube channels, especially in theinvestment finance niche, you’ve heard about drop shipping, not so much talking about that.A little bit, which I’llmention here in a second, but for physical products,one way that we’re able to make money was my wifeand a former business partner had a subscription box servicecalled Happy Mommy Box. And they were shipping these out. I can’t remember exactlyhow many customers they had. I think it was actually 1,000 customers that were paying $30 a monthto ship out these boxes filled with little goodiesfor moms that made them happy, hence the name, Happy Mommy Box.It got to a point where itwas just so much to manage and she wanted to focus on being a mom, so they shut that business down. Now there are tons of subscriptionbox services out there. Most likely you mighteven be signed up to one, or you see that your neighbor gets them. They can be very lucrative. It is a time-suck, justFYI, if you are thinking of doing that, but you can make money with that business model, and we did.And we made well over $100. Now another physical product that we have, which is kind of like drop shipping, is that my wife and Ihave a marriage tee shop. We have a marriage podcastif you wanna check that out, Marriage More, but we sell T-shirts. Some of that is fromthe Happy Mommy brand, and we moved over toour Marriage More brand.But, occasionally, Ithink we sell maybe two or three shirts a month. We don’t promote it a lot. So we’re not making a killing off that. But, we have made more than $100. And, talking about drop shipping is, somebody places the orderon our Shopify store, and then that is dropshipped from somewhere. I don’t even know wherebecause my wife set it up. But we never have to touch it. We don’t have to see it. We don’t have to handleanything other than depositing that checkinto our checking account. And we like depositingchecks, ’cause that’s fun. Yay! I already did yay earlier, right? Sorry. One more time. Yay! Alright, number 18 is YouTube ads. That’s right, ads on YouTube. I know you love ’em, oryou probably skip ad, and that’s fine. Whatever, it’s okay. But, with YouTube ads. So, actually, it wasn’t,even though I had YouTube back in 2011 and I wascranking out some content even though I didn’t reallyknow what I was doing, I didn’t actually turnon ads until last year.Don’t ask me why, ’cause Idon’t have a good answer. So, I finally turned ads on. The YouTube channel has grown. It’s grown over like 140,000in the last nine months. Thank you, by the way, if you are new here and you have subscribed. I got some big goals with this channel. So, stay tuned for that. With YouTube ads, I makeanywhere between $5,000 to $6,000 a month right nowand hope to grow that to at least five figuresin the next six months, maybe a year, maybe longer, we’ll see. Have a lot of fun with it. But, with YouTube ads, all you gotta do is turn on the monetizationafter you publish your video and you get paid, yay.Obviously you gotta have people watch it. That’s one big part of it. So you gotta make sure thatyou’re producing good content, but you probably know that. If you don’t, you know now. But that is just another waythat I’ve made $100 online. Alright we’re down to our last three. If you’re still here, threemore, and we done, we out. Alright, number 19 is a niche site. Now, a niche site isusually some sort of website that is particular to one niche. And I don’t do this a lot,but I had a financial advisor contact that had a websitethat had a blog that he was selling because he was makinga transition to his business. This website is financeforteachers.com. Now I haven’t done anything with the site after I bought it over a year ago.I had a new website designthat I was going to implement. It just kinda got pushedto the site for now. So I bought this sideand it makes me anywhere between $100 to $150 a month, and I don’t do anything with it. Eventually, I will get myteam to do more with it so we can grow that. But that is one example of a niche site that you can do. I’ve seen niche sitesin so many other niches and other different categoriesthat you can put out there. This one is finance informationfor teachers, obviously.The name’s financeforteachers.com. So that’s another way that I make $100. Alright, number 20 is brand partnerships or brand sponsorships. Now this could be kinda rolledup into the sponsored posts or the sponsored social shares, but this one’s a little bit different in the sense that brands will come to you if you are an influencer andyou have established yourself with a decent platform,and instead of just buying a one-off sponsored postor a one-off social share, they’ll want to buy a complete package. And I’ve done I thinkthree or four of these in the last, I don’t know how many years. I don’t like to do them as much anymore. They do pay very good money,but it just became a point where it just was a time-suckif I’m being honest. I didn’t like it, I didn’t enjoy doing it. The first one I did, I thinkI got paid about $5,000.And then I got paid $10,000, $25,000, and the last one I did wasjust, it was at $60,000. That was a longer-term contract. Like I said, it pays good money, and all we’re doing ismaybe doing some videos, doing some blog posts,doing some social shares. I have made more than $100 with it. I know a lot of people that make a lot of good money with it. As I mentioned though, Ijust wanna do other things, so I moved on to something else, yay. Gosh, I gotta stop doing that. Alright, last one, here we go. Wrapping this up. Number 21, way I’ve beenable to make $100 online is (drumming) with my book Soldier of Finance. Always wanted to become an author, got my book publishedthrough a New York publisher, and that was a very happy moment for me. And it wasn’t really’til this YouTube channel really took off that peoplestarted buying the book again. People were buying the book.I wasn’t selling a ton. I just don’t really talkabout it all that much. And that’s the cool thing,though, with a book is that once it’s out there,people can still buy it. You can still make money from it. And I’m still making that right now. You can actually watch anothervideo where I talk about how much I got paid for the book. I got paid a book advance. And I also share with you mymost recent royalty check. You have to watch that videoto find out the answer. Check it out. Alright, so those are the21 ways I’ve been able to make money online.I’m sure you already know that there are other ways to do it. We didn’t talk about drop shipping. We didn’t talk about retail arbitrage. We didn’t talk about Facebook ads. Like, we didn’t talkabout membership groups. I mean, there are somany other ways out there that it can happen. I just wanted to sharewith you the 21 ways that I’ve been able to make money online, because, chances are, one of those ways you can implementyourself and start making an extra side hustle, extra side income. And I want you to do that,because once you can figure out a way to make money on the side, this is when yourwealth-building journey begins. And that’s what I want you to do. I want you to build your wealth. Do it in a way that’sfun, that is invigorating, that brings you life. And, of course, adds tothat checking account, ’cause we all wanna seethat checking account grow. Alright, well, if you enjoyed this video, I would appreciate if youwould like, subscribe, do all that fun stuff thatall other YouTubers say.Smash it, like it, share it, and whatever. Anyway, this is JeffRose reminding you that it’s your money, it’s your life, and only you can make it awesome. Phew..
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